Do you think the measures currently taken are sufficient?

Write a research essay on the following topic:
Access to finance has been at the forefront of global attention for a long-time and catastrophic events like COVID-19 has accelerated such a concern. Particularly financial access for marginalized populations and Small and Medium Enterprises (SMEs) has been challenging.
What are the research-based evidence pieces out there that various governments are implementing and adopting to facilitate such concerns? Do you think the measures currently taken are sufficient? If not, what other policies would you like to suggest based on theory and global evidence?
Instructions to write this essay
Write the essay within 5-page (excluding, graphs, charts, diagrams, figures, and bibliography)
Use Times New Roman font, size 11, single space.
Include the following items in your paper (this is not an exhaustive list, you can add more items if you want)
Summary of available global evidence (what works and what doesn’t)
Possible solutions

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